News & Events

If the house is falling apart, your agent should respectfully tell you, ‘This isn’t the one, let’s walk away.’” Let your agent run the numbers with a comparative market analysis. Learn more about the average lifespan of common household systems from InterNACHI’s Standard Life Expectancy Chart for Homes.

Non-Emergency Medical Transportation (NEMT)

You may be so swayed by that fancy flooring in the entryway that you’re willing to pay a higher price tag. The right agent “will know how to build bridges, work through challenging situations and introduce you to the market with ease,” Ameer says. Interview agents who are active in your local market and know how to negotiate under pressure.

House Hunting Question 7: Sniff Out Potential Problems

Online casinos are not legal and no bill is pending. Kentucky launched retail and mobile sports betting in September 2023, has sold lottery tickets online since 2016 and, under HB 904 (effective July 15, 2026, passed over the governor’s veto), now licenses daily fantasy sports and sets the wagering age at 21. Texas Penal Code 47.02 makes betting a Class C misdemeanor, but we found no cease-and-desist letter to any offshore houselogic.com casino and Texas did not sign the August 2025 letter from 50 attorneys general urging the Justice Department to act on offshore gambling. Once you know you’re not being distracted by cosmetic finishes and flashy features and you’ve found a house with good bones, you’ll be ready to act.

Healthcare More Information Form

MTM Link is a user-friendly mobile app and online portal that allows members to schedule, track, and manage their rides. Click here to see if we work with your health plan! Whether you run a transportation company, want to volunteer, or work as an independent driver, join our network! VeyoRide drivers are individuals who own their own vehicle and want to make a difference in their community while earning some extra cash. If you’re a gig driver looking for more meaningful work, join us as a VeyoRide IDP! Click here to learn more about our training materials for transportation providers.

• “These aren’t expensive repairs, but they trigger buyers to wonder what else has been deferred.”
• Melissa Dittmann Tracey is an award-winning journalist covering the housing market.
• If you’re not a first-time home buyer or you earn 80% or less than the median income in your area, the down payment requirement is 5%.
• Penal Law article 225 punishes those who promote or profit from gambling, not the player.

Paratransit Brokerage

ECRAR welcomes your suggestions and comments about improving ongoing efforts to increase the accessibility of this website. If you have difficulty accessing content, have difficulty viewing a file on the website, or notice any accessibility problems, please contact ECRAR to specify the nature of the accessibility issue and any assistive technology you use. The Elmira-Corning Regional Association of REALTORS® (ECRAR) is committed to providing an accessible website. They include lenders, home inspectors, builders, property management companies, home services, insurance companies, law offices, publishing companies and many other home service providers. Our membership consists of 400+/- licensed real estate agents and appraisers who are known as REALTORS®. We provide benefits to our membership including education, resources, and support services to enhance their professional development.

• Fannie Mae and Freddie Mac set limits on how much money you can borrow for a conventional loan.
• Smart house hunting requires you to go beyond that and make sure the 80% you’re finding is what’s most important.
• Read posts and commentary from NAR experts on staging, placemaking, and real estate industry and economic trends.
• ” On a $300,000 loan, closing costs alone could amount to $6,000 to $9,000.

It says that if a home provides 80% of what you’re looking for, it’s a good match. The 80/20 rule has been touted as a good starting point for house hunters. These items are critical to buyers’ long-term satisfaction and the affordability of a home, she says. When they’re distracted, buyers can overlook the “bones” of the home, including the foundation, the electrical system, and the roof. In fact, 82% of recent homebuyers said they had at least one regret about their purchase, according to a 2024 survey conducted by Clever Real Estate. Some buyers may think they’re making a good decision but end up with regret.